Our Biggest Promise
GuaranteedApproval.
All credit scores welcome · Decision in minutes · £0 upfront
Whether you have excellent credit, poor credit, CCJs or no credit history at all — we work with all major UK networks to find you a guaranteed mobile plan.
✓ No hard credit check✓ All credit scores✓ £0 upfront available✓ EE · O2 · Vodafone · Three
4.8/5 · 1,200+ verified reviews
Plans from
£24/month
£0 upfront · 24 month plan
1,000+
Happy customers
No
Credit check needed
£0
Upfront available
🏆98%Approval rate
🛡️£0Upfront on most plans
⚡10 minAverage decision time
📱1,000+Customers helped
Guaranteed Deals
Plans designed for every credit type
Fast Decisions
Know if you qualify in minutes
1,000s Helped
Trusted across the UK
12+ Networks
EE, O2, Vodafone, Three & more
Shop Phones
Choose Your Brand
Hundreds of deals across Apple and Samsung — all on guaranteed monthly plans.
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Top Picks Right Now
Trustpilot
4.8 out of 5 — based on 1,200+ reviews
Customer Reviews
Got approved when everywhere else said no
“I'd been turned down by 3 networks before finding Fone House. Within 10 minutes I had my iPhone 16 approved. The whole process was so simple — I can't recommend them enough!”
S
Sarah M.
Manchester · March 2025
Brilliant service, no fuss at all
“Thought my bad credit would be a problem but Fone House sorted me out straight away. Got a Samsung S25 on a great monthly deal with EE. Customer service was brilliant throughout.”
J
James T.
Birmingham · February 2025
Quick, easy and genuinely no credit check
“As someone with CCJs I was worried about getting a phone contract. Fone House delivered exactly what they promised — no hard credit check, quick decision, and the phone arrived next day!”
P
Priya K.
London · April 2025
Partners
Networks We Work With
We partner with all major UK networks to find you the most competitive deal.
Why Fone House
Built Around You
We're not a comparison site. We're a team that helps every customer find a deal.
Finding You the Right Option
Fone House has helped thousands of UK customers find the right mobile phone or SIM contract. We work with multiple networks, handset providers, and contract brokers to ensure every customer gets the right options — whether smartphones or SIM-only.
We provide a wide variety of options suited to different credit levels and affordabilities, so you're never left without a deal.
Ongoing Support in Your Search
If you still can't find a mobile option that suits your needs, we're constantly updating our methods and searching out the latest offers from major networks.
We're on a mission to find every customer a deal. If we can help, we'll do our best — and we'll keep you updated on the latest affordable smartphones.
Bad Credit?
Your Mobile Options Explained
We have options for every credit situation — from SIM-only to no-check handset deals.
💰
Low-Cost Smartphones
Apple and Samsung offer handsets at every price point. Flagship specs at affordable monthly costs with the right plan.
📶
SIM Only Contracts
SIM-only is often best for customers with bad credit. Many SIM deals have minimal credit checks — some have none at all.
✅
No Credit Check Mobiles
Some networks offer a high-end handset once you've established a payment history. Great data and multiple handset choices.
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Why Thousands Choose Us
No hassle search
Fast Decision
We work with only the slickest mobile and SIM providers — so you get a decision fast and can stop searching and start enjoying your deal.
Mobiles for everyone
Flexible Deals
Whether you want to pay upfront, over a few months, or week-by-week — we have the right deal for you.
Big plans for less
Affordable Prices
If you're flexible on network, you have a huge number of possibilities to save money. It's easy to move your number.
Ready to get started?
Find Your Perfect Deal Today
Browse hundreds of guaranteed phone deals. No credit check to look — just pick your phone and we'll handle the rest.